Many people move within 9 years, so if you do not intend to be at home for an extended period of time, it may be wise to consider an ARM mortgage.

mortgage monthly payment calculator with taxes two main types of mortgages fixed rate equity loans

Inspect windows, are they large enough to move around in case of fire? Are the roof and gutters in good condition? To find out, go to the house on a stormy day.
This is an additional benefit to consolidating debt with a mortgage refinance loan.
Are you considering refinancing your mortgage? If this is the case, your mortgage refinance rate is a major concern when choosing a lender.

This pushes the refinancing rate down and brightens the outlook for the lowest refinance rates.

With a cash-out refinance home loan, you tap into the increased value of your capital and earn its monetary equivalent.